True Cost of a Loan
The lender shows you the monthly payment. We show you what it actually costs.
I think in…
Bank ~13–25% · SACCO ~12% · mobile loans often 60–400% annualised
This loan really costs
for in your pocket
Monthly payment
Interest + fees
Cost per 100
Where every coin goes
PDF report
Take it to the negotiation.
Keep this analysis
Saved. Borrow with your eyes open.